Let us help you turn rent money into property ownership.
At UMURAGE Estates, we believe that every Rwandan deserves the chance to own a home. That’s why we created a complete **Mortgage Loan Assistance Service** that guides you step-by-step — from choosing the right property to securing a bank mortgage.
Whether you want a home, apartment, or investment property, we search for the most affordable, well-located and legally verified options on the market.
Explore PropertiesUMURAGE Estates works closely with major banks to help you get the best mortgage interest rates, flexible repayment plans, and fast approval.
ConsultationInstead of wasting money on rent every month, you can use the same amount to pay a mortgage — and end up owning the home 100%.
Contact usEvery month, thousands of people in Rwanda pay 300,000 RWF to 500,000 RWF in rent. That money disappears forever — you never get it back.
But with a mortgage loan, that same monthly rent amount can be used to pay for your own home. At the end of the mortgage term, you become the 100% owner of the property — a life-changing investment.
Mortgage loans also open a door to business opportunities. You can buy an apartment with almost 0% starting capital through a mortgage program. Then:
This is one of the smartest ways to enter real estate with minimum risk and maximum long-term reward.
We collaborate with top financial institutions to provide flexible mortgage loan solutions with competitive interest rates and fast approval.
Start with 20% downpayment or zero % and make your dream home yours!
Our experts are ready to guide you through your property journey. Schedule a consultation now.
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